Pay & Employment
Take-Home Pay Calculator
Net pay per cheque after federal and provincial tax, CPP and EI for 2026, by province and pay frequency.
Result
Updates as you typeTake-home pay per year (2026)
$47,339.76
- Gross pay per year
- $60,000.00
- Federal tax
- − $5,338.29
- Ontario tax
- − $2,982.20
- CPP
- − $3,361.75
- EI
- − $978.00
- Annual salary
- $60,000.00
- Annual take-home pay
- $47,339.76
How it's calculated
The calculator turns your pay into an annual salary, works out the year's federal and provincial income tax with the standard credits, CPP (5.95% between $3,500.00 and $74,600.00, then 4% to $85,000.00) and EI (1.63% up to $68,900.00), then divides the net amount back into your pay period.
Worked example
$60,000.00 a year in Ontario, paid every two weeks ($2,307.69 gross):
- Federal tax $205.32, Ontario tax $114.70, CPP $129.30, EI $37.62 per cheque
- Take-home pay $1,820.76 every two weeks, $47,339.76 a year
Take-home pay tables
Annual take-home pay by province
| Province / territory | $40,000.00 | $50,000.00 | $60,000.00 | $70,000.00 | $80,000.00 | $100,000.00 | $120,000.00 | $150,000.00 |
|---|---|---|---|---|---|---|---|---|
| Province / territory: Alberta | $40,000.00$33,332.42 | $50,000.00$40,541.18 | $60,000.00$47,690.66 | $70,000.00$54,107.20 | $80,000.00$60,697.50 | $100,000.00$74,458.50 | $120,000.00$88,257.96 | $150,000.00$107,457.96 |
| Province / territory: British Columbia | $40,000.00$33,143.23 | $50,000.00$40,573.79 | $60,000.00$47,754.57 | $70,000.00$54,348.15 | $80,000.00$61,156.96 | $100,000.00$75,373.36 | $120,000.00$89,067.03 | $150,000.00$107,376.56 |
| Province / territory: Manitoba | $40,000.00$32,174.21 | $50,000.00$39,085.76 | $60,000.00$45,783.41 | $70,000.00$51,910.32 | $80,000.00$58,239.20 | $100,000.00$71,455.70 | $120,000.00$83,883.37 | $150,000.00$100,863.37 |
| Province / territory: New Brunswick | $40,000.00$32,274.85 | $50,000.00$39,354.22 | $60,000.00$46,047.62 | $70,000.00$52,041.82 | $80,000.00$58,245.79 | $100,000.00$71,214.79 | $120,000.00$83,930.11 | $150,000.00$101,330.11 |
| Province / territory: Newfoundland and Labrador | $40,000.00$32,224.02 | $50,000.00$39,086.38 | $60,000.00$45,596.97 | $70,000.00$51,537.19 | $80,000.00$57,690.88 | $100,000.00$70,437.13 | $120,000.00$83,076.59 | $150,000.00$100,536.59 |
| Province / territory: Nova Scotia | $40,000.00$31,733.81 | $50,000.00$38,259.72 | $60,000.00$44,726.34 | $70,000.00$50,496.27 | $80,000.00$56,438.85 | $100,000.00$68,867.10 | $120,000.00$81,166.56 | $150,000.00$98,116.56 |
| Province / territory: Northwest Territories | $40,000.00$33,365.28 | $50,000.00$40,768.12 | $60,000.00$47,938.02 | $70,000.00$54,444.42 | $80,000.00$61,166.27 | $100,000.00$75,204.47 | $120,000.00$88,820.83 | $150,000.00$107,360.83 |
| Province / territory: Nunavut | $40,000.00$33,784.31 | $50,000.00$41,362.75 | $60,000.00$48,772.89 | $70,000.00$55,425.52 | $80,000.00$62,298.86 | $100,000.00$76,653.86 | $120,000.00$90,907.90 | $150,000.00$110,407.90 |
| Province / territory: Ontario | $40,000.00$32,813.54 | $50,000.00$40,144.94 | $60,000.00$47,339.76 | $70,000.00$53,786.26 | $80,000.00$60,302.62 | $100,000.00$74,206.13 | $120,000.00$87,342.77 | $150,000.00$104,319.89 |
| Province / territory: Prince Edward Island | $40,000.00$32,151.69 | $50,000.00$38,828.79 | $60,000.00$45,446.61 | $70,000.00$51,383.90 | $80,000.00$57,334.91 | $100,000.00$69,789.11 | $120,000.00$82,146.34 | $150,000.00$98,972.67 |
| Province / territory: Saskatchewan | $40,000.00$32,721.49 | $50,000.00$39,699.20 | $60,000.00$46,519.57 | $70,000.00$52,669.31 | $80,000.00$59,021.86 | $100,000.00$72,287.86 | $120,000.00$85,587.32 | $150,000.00$104,037.32 |
| Province / territory: Yukon | $40,000.00$33,158.65 | $50,000.00$40,515.28 | $60,000.00$47,788.92 | $70,000.00$54,258.92 | $80,000.00$60,942.96 | $100,000.00$74,901.96 | $120,000.00$88,866.69 | $150,000.00$107,796.69 |
Take-home pay per period, Ontario
| Annual salary | Per month | Every two weeks | Per week |
|---|---|---|---|
| Annual salary: $40,000.00 | Per month$2,734.46 | Every two weeks$1,262.06 | Per week$631.03 |
| Annual salary: $50,000.00 | Per month$3,345.41 | Every two weeks$1,544.04 | Per week$772.02 |
| Annual salary: $60,000.00 | Per month$3,944.98 | Every two weeks$1,820.76 | Per week$910.38 |
| Annual salary: $70,000.00 | Per month$4,482.19 | Every two weeks$2,068.70 | Per week$1,034.35 |
| Annual salary: $80,000.00 | Per month$5,025.22 | Every two weeks$2,319.33 | Per week$1,159.67 |
| Annual salary: $100,000.00 | Per month$6,183.84 | Every two weeks$2,854.08 | Per week$1,427.04 |
| Annual salary: $120,000.00 | Per month$7,278.56 | Every two weeks$3,359.34 | Per week$1,679.67 |
| Annual salary: $150,000.00 | Per month$8,693.32 | Every two weeks$4,012.30 | Per week$2,006.15 |
Frequently asked questions
What is the take-home pay on $60,000.00 in Ontario?
For 2026, $60,000.00 a year in Ontario leaves $47,339.76 after $5,338.29 federal tax, $2,982.20 Ontario tax, $3,361.75 CPP and $978.00 EI: about $3,944.98 a month or $1,820.76 every two weeks.
What is deducted from a Canadian paycheque?
Federal income tax, provincial or territorial income tax, CPP contributions (5.95% of earnings between $3,500.00 and $74,600.00, plus 4% CPP2 up to $85,000.00) and EI premiums (1.63% up to $68,900.00 of earnings). Union dues, pension plans and benefits vary by employer and are not included.
Why does my pay stub differ slightly?
The calculator spreads the year's tax evenly over your pay periods. Employers use the CRA's per-period payroll tables and your TD1 claims, so each cheque can differ by a few dollars, and CPP and EI stop once you reach the annual maximums, usually late in the year.
When do CPP and EI deductions stop?
Once your contributions reach the year's maximums: $4,230.45 CPP plus $416.00 CPP2, and $1,123.07 EI. On a high salary the deductions stop part-way through the year, so later cheques are larger than the even amount shown here.
Does this work for Quebec?
No. Quebec has its own income tax, the Quebec Pension Plan and QPIP premiums, with a lower EI rate. Choose another province only if you work and live there.
Sources
- Canada Revenue Agency — Income tax rates for individuals, 2026 (federal and provincial/territorial brackets)
- Canada Revenue Agency — T4127 Payroll Deductions Formulas, January 2026 (provincial basic personal amounts, Ontario surtax and health premium)
- Canada Revenue Agency — CPP contribution rates, maximums and exemptions, 2026
- Canada Revenue Agency — EI premium rates and maximums, 2026
Annual method for an employee outside Quebec with the standard credits and one job; union dues, pensions, benefits and other credits are not applied. Results are for guidance only.
Tax year 2026 · Updated: